Swisher Trust &
Savings Bank has partnered with Iowa Student Loan to offer two supplemental
private student loan programs*.
Advance Education Loan (Partnership Loan) can help you pay for college
while you’re in school.
Refinance Loan (Reset Loan) can help you simplify repayment or pay lower
interest for existing student loans after you finish college.
The Partnership Loan:
Provides terms and conditions upfront, so you know what you’re getting before you apply.
Features variable and fixed interest rates.
Lets you begin making principal and interest, make interest-only payments or defer payments
while you attend school.
Offers benefits such as an interest rate reduction and cosigner release.
Learn More and Apply
The Reset Loan
lets you refinance or combine existing student loans into one new loan. This
may help you if you have student loans with higher interest rates or are making
payments to a number of different servicers.
The Reset Loan features:
Competitive fixed interest rates.
Three different repayment terms.
An interest rate reduction benefit.
Learn More and Apply
and Tips to Help Minimize Borrowing
Take advantage of Iowa
Student Loan’s smart borrowing resources.
Student Loan Game Plan helps you learn how you can reduce the amount you may need to borrow for college.
Return on College Investment lets you explore jobs and earnings for graduates of specific majors.
College Funding Forecaster allows you
to estimate college costs for four years based on your freshman financial aid
Student Loan Coach, Iowa Student
Loan’s blog, provides tips on how to prepare, plan for and finance college.
Complete the FAFSA first.
The first step in applying for financial aid, which includes federal student loans, is completing the Free
Application for Federal Student Aid (FAFSA).
Work with our
college financial aid office to explore and exhaust all sources of student financial aid before seeking a
private student loan.
Iowa Student Loan
Iowa Student Loan was
established in 1979 as a private, nonprofit corporation, and its mission is to
help Iowa students and families obtain the resources necessary to succeed in
* Swisher Trust &
Savings Bank is compensated by Iowa Student Loan for the referral of
Partnership and Reset Loan customers.